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The Cost of Trying to Time the Market

The Cost of Trying to Time the Market

July 08, 2025

 It's normal to feel uncertain during times of market stress. But as this chart shows, reacting emotionally, even for a single day, can significantly impact your returns.

On April 9th, the S&P 500 saw its biggest gain of the year. If you stayed fully invested, your year-to-date return through June 6th would be +2.6%. Miss April 9th, and your return drops to -6.3%.

S&P 500 Chart

That's the cost of trying to time the market.

History shows that the best days often occur near the worst.

Staying calm during volatility isn't just wise. It's essential.

Over time, discipline tends to outperform short-term decisions.