19301 Winmeade Drive
For many of us, Social Security is a major source of our retirement income and Medicare is likely to be our primary source of health coverage. These two programs are separate, but Social Security works with Medicare to enroll people who are 65 or older.
After years of thinking of Social Security as a safety net, baby boomers are now realizing that it will soon be their turn to collect. This 85- year-old program, established in 1935, was originally designed to alleviate poverty among the elderly during the Great Depression.
Now that baby boomers are approaching their 60s, it is a great time to look at Social Security as an important source of retirement income.
Social Security is too important for guesswork. Let us help you protect your nest egg and maximize your income in retirement.
Health care planning is a sensitive subject that often takes you places you don't want to go. Given rising expenses, no retirement plan is complete without some kind of provision for health care needs. While you were working, you likely relied on employer insurance. But after retirement your options are different, and that requires careful planning.
What is Medicare? Medicare is a Federal Government Program that provides health insurance for Americans 65 and older, people under 65 with specific disabilities and people at any age suffering from End-Stage Renal Disease (ESRD).
Fifty-seven percent of baby boomers said they had a "poor understanding" (31%) or know "almost nothing" (26%) about Medicare, according to a recent survey by Bankers Life and Casualty Company. Three-quarters of boomers (72%) did not know that most Americans on Medicare pay premiums, copays, and deductibles. One in seven thought Medicare was free. Only 14% knew that Medicare does not cover long-term care. Selecting the right Medicare Health Insurance Plan should be your priority and for that reason, we encourage you to call us or schedule a meeting on our website for a COMPLIMENTARY consultation and review of your Medicare Health Insurance and Supplemental plans.