Social Security Claiming Options
Social Security Claiming
For many of us, Social Security is a major source of our retirement income and for others, it is an important supplement to pensions and personal savings. Unlike other sources of retirement income, Social Security offers a unique combination of benefits such as a predetermined amount of income, steady income, lifetime income, inflation adjusted income and survivor benefits. However, according to a recent study, retirees will collectivily lose $3.4 trillion in potential income that they could spend during their retirement because they claimed Social Security at a sub-optimal time1.

Understanding and Optimizing your Social Security Benefit
After years of thinking of Social Security as a safety net, baby boomers are now realizing that it will soon be their turn to collect. This 85- year-old program, established in 1935, was originally designed to alleviate poverty among the elderly during the Great Depression.
Now that baby boomers are approaching their 60s, it is a great time to look at Social Security as an important source of retirement income.

You have questions... we can help.
- When should you apply for Social Security?
- What if you want to keep working?
- What if you've already applied?
- How much will your benefits be?
- How can you coordinate spousal benefits?
- What's the best long-term strategy for your situation?
- What should you do next?
Social Security is too important for guesswork. Let us help you protect your nest egg and maximize your income in retirement.
1. United Income, "The retirement Solution Hiding in Plain Sight: How much retirees Would gain by Improving Social Secuirty Decisions."